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» Small Business Loans
For most businesses, from a small one-person outfit to a large global corporation, business finance is a normal part of operation. It comes in various forms that deal with different situations.
Many firms will have an arranged overdraft that covers fluctuations in cash flow resulting from variable invoicing and uncertain creditor payments. An overdraft is generally easy to arrange, flexible and has the advantage of only charging interest on the balance actually outstanding. However, the rate of interest will be higher than for a formal loan, which will be more suitable for specific purchases.

» Small Business Credit Cards
Credit cards are in common use by individuals but the concept of business credit cards is relatively new. Nevertheless, their use is growing as companies realise the benefits they can bring.
Business credit cards can be extremely useful when they're issued to employees who make purchases and spend money on the company's behalf. Typical examples are sales representatives who are buying business lunches, spending nights in hotels and refuelling their cars as they travel the motorways.